Blog > From Renter to Homeowner in 5 Simple Steps!

From Renter to Homeowner in 5 Simple Steps!

by Rusty Cole

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🏑 How to Go From Renting to Owning a Home

Step 1 — Know Your Numbers πŸ’°

Check your finances and credit score. Lenders usually look for a credit score of 620+ and a stable income.
πŸ‘‰ Pro Tip: You don’t need a huge down payment — some programs allow as little as 0–3% down!

Step 2 — Talk to a Lender 🏦

Get pre-approved for a mortgage before you start shopping. This shows sellers you’re serious and helps you know exactly what you can afford.

Step 3 — Connect with a Buyer Agent πŸ”‘

Work with a VIP Buyer Agent at Your Home Sold Guaranteed Realty.
We’ll:

  • Give you priority access to homes (even off-market).

  • Negotiate the best price & terms for you.

  • Guide you step-by-step from pre-approval to closing.

Step 4 — Start Shopping for Homes 🏠

Tour homes that fit your budget and lifestyle. Consider location, commute, schools, and resale value.
Your agent will help you compare options and spot the best value.

Step 5 — Make an Offer & Close! ✍️

Once you find the right home, your agent will write and negotiate your offer.
After it’s accepted, we’ll guide you through inspection, appraisal, and closing day — where you get the keys to your new home! πŸ”‘

πŸ’‘ Bonus Tip:

At Your Home Sold Guaranteed Realty, our name is our promise —
Your Home SOLD Guaranteed, or We’ll Buy It!
That means peace of mind whether you’re buying your first home or moving up to your next one.